This guide is written to give of view for those currently covered or looking into International Business Coverage by the Bupa Global Company Classic plan.
Login via this website: https://membersworld.bupaglobal.com/
Overview of the Bupa Global coverage
Company Classic
Our Company Classic health insurance plan provides the protection against significant inpatient costs, and features that cover for many day-to-day medical costs including a variety of out-patient treatments, vaccinations and wellness tests.
Annual maximum coverage of GBP 900,000 / USD 1,500,000 / EUR 1,000,000
This product is a result of the collaboration between two of the most respected names in global healthcare, Bupa Global and Blue Cross Blue Shield Global.
Annual maximum coverage of GBP 900,000 / USD 1,500,000 / EUR 1,000,000
This product is a result of the collaboration between two of the most respected names in global healthcare, Bupa Global and Blue Cross Blue Shield Global.
Classic includes cover for:
- outpatient treatment
- maternity cover (after ten months)
- wellness tests
- vaccinations
- therapists and complementary medicine practitioners
- in-patient and day-case treatment
- cancer treatment
- local air and road ambulance
- 28 days emergency cover for the U.S.
Sample Bupa Global Coverage sub-limits for your easy reference
This is based on my current plan. I am currently in Singapore and the following are listed by Bupa in USD.Bupa Global Company Classic Plan summary
- Overall Annual Maximum USD 1,500,000.00
- Benefits used so far: USD 0.00 <counter to track benefits used>
- Renewal date: <Annual renewal date>
- Underwriting: Yes/ No
INs
- Full cover for cancer, in-patient and day-case treatment plus 28 days emergency cover for the U.S.
- Cover for out-patient treatment, including wellness tests, consultations, therapists and complementary medicine practitioners
- Vaccinations
- Maternity cover
- Dental option
- Overall annual maximum of:
- GBP 900,000 /
- USD 1.5 million /
- EUR 1 million
OUTs
- No health screening ("Please be advised that the pre-authorisation is not approved as your policy does not cover the health screening."
- No GP/ family doctor visits ("Consultation, family doctor")
Newborn Care, lifetime
Limit Total (USD)USD 150,000.00
Benefits include:
Newborn Care
Air Ambulance
Limit Total (USD)USD 10,000.00
Benefits include:
Local Air Ambulance
wellperson checks
Limit Total (USD)USD 1,000.00
Benefits include:
Screening - Mammogram
Screening - Pap test
Screening - Colon Cancer
Screening - Prostate
Home nursing
Limit Total (USD)USD 4,000.00
Limit Total (Per Year)
20 Per Year
Benefits include:
Home Nursing following In Patient Stay
HIV/AIDS drug therapy
Limit Total (USD)USD 20,000.00
Benefits include:
Drug Therapy and ART
outpatient vaccinations
Limit Total (USD)USD 200.00
Benefits include:
Vaccination - HPV (Human Papillomavirus)
Vaccinations
Rehabilitation
Limit Total (Per Year)30 Per Year
Benefits include:
Hospitalisation, rehab - overnight or day case
Rehabilitation - outpatient
Maternity Home Delivery
Limit Total (USD)USD 1,300.00
Benefits include:
Maternity - home delivery
Cash Benefit
Limit Total (USD)USD 3,000.00
Limit Total (Per Year)
20 Per Year
Benefits include:
Cash Benefit - Maternity
Hospitalisation - cash benefit
Outpatient services
Limit Total (USD)USD 10,900.00
Benefits include:
X-Ray, Ultrasound, Diagnostic Imaging: out patient
Pathology - out patient
Non Surgical Diagnostic Procedure - out patient
Consultation, Specialist - telephone/internet
Consultation, Specialist - out patient
Maternity
Limit Total (USD)USD 8,150.00
Benefits include:
Maternity related care - out patient
Maternity - Unclassified Caesarean delivery
Maternity related care - in hospital
Maternity Essential Caesarean
Limit Total (USD)USD 21,500.00
Benefits include:
Maternity - Medically Essential Caesarean delivery
Hospice&Palliative, lifetime
Limit Total (USD)
USD 41,000.00
Benefits include:
Hospice and Palliative Care - Out-patient
Hospice and Palliative Care - In-patient
Inpatient Psychiatry
Limit Total (Per Lifetime)90 Per Lifetime
Benefits include:
Hospitalisation, psychiatric - daycase
Hospitalisation, psychiatric - overnight
Prosthetic device
Special limits apply - please refer to your membership guide or contact our customer services team for details.Benefits include:
Prosthetic Device
outpatient therapist
Limit Total (Per Year)20 Per Year
Benefits include:
Dietician - out patient
Chinese medicine - out patient
Acupuncture - out patient
Homoeopathy - out patient
Speech Therapy - out patient
Orthoptic Therapy - out patient
Osteopathy - out patient
Alternative Therapy - out patient
Physiotherapy -out patient
Chiropractic - out patient
Occupational Therapy - out patient
Qualified nurse - out patient
Dental (add on)
Exclusions
There are certain conditions and treatments that Bupa does not pay for on any level of coverage.
Excluded conditions and treatments:
- artificial life maintenance
- birth control
- conflict and disaster
- congenital conditions
- convalescence and admission for general care
- cosmetic treatment
- deafness
- dental treatment/gum disease
- desensitisation and neutralisation
- developmental problems
- donor organs
- drugs and dressing (out-patient)***
- epidemics and pandemics
- experimental treatment
- eyesight
- family doctor treatment***
- footcare
- genetic testing
- harmful or hazardous use of alcohol, drugs and/or medicines
- health hydros, nature cure clinics and related treatments
- hereditary conditions
- HIV/AIDS
- infertility treatment
- maternity
- obesity
- persistent vegetative state (PVS) and neurological damage
- personality disorders
- physical aids and devices
- pre-existing conditions
- preventive and wellness treatment
- reconstructive or remedial surgery
- self-inflicted injuries
- sexual problems/gender issues
- sleep disorders
- speech disorders
- stem cells
- surrogate parenting
- travel costs for treatment
- unrecognised medical practitioner, hospital or healthcare facility
- U.S. treatment (unless U.S. cover is purchased separately)
https://www.bupaglobal.com/en/help-support/co-faq
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